Free • Updated 2026

Net Salary Calculator Italy 2026

Calculate your net salary from gross with Italian IRPEF tax brackets, INPS social contributions, and regional surcharges. Updated to 2026 tax reform.

💰
IRPEF 2026
Updated brackets: 23%, 33%, 43%
🏢
INPS included
9.19% employee social contributions
🇮🇹
Regional taxes
Customizable surcharges by region
✅ 100% free
🔒 Client-side calculation
📅 Updated 2026
🇮🇹 Italian tax law
1

Enter gross salary

Annual gross salary (RAL) from your contract

2

Configure parameters

Pay periods, regional surcharges

3

Detailed breakdown

Monthly and annual net with all components

The gross annual amount from your employment contract
Varies 0% to 0.9% — check your municipality
Monthly net salary
€ 0
Annual net salary
€ 0
Salary Breakdown
Net
INPS
IRPEF
Surch.
Gross annual salary (RAL)€ 0
− INPS contributions (9.19%)− € 0
= Taxable income€ 0
− IRPEF (gross)− € 0
23% on € 0€ 0
+ Employment deductions+ € 0
= IRPEF (net)− € 0
− Regional surcharge− € 0
− Municipal surcharge− € 0
Annual net€ 0
Effective tax rate: 0%Estimated employer cost: € 0

📈 Effective Tax Curve

How much does the tax bite at each income level? The ▼ indicator shows your position.

⚖ Compare Two Salaries

Got a job offer? Evaluating a raise? Compare the real net pay of two gross salaries.

Are you a freelancer on flat-rate regime?

This calculator is for employees. Try our flat-rate regime simulator for Italian freelancers and sole proprietors.

Flat-Rate Tax Simulator →

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Frequently Asked Questions

How do I calculate net salary from gross?

Subtract INPS contributions (~9.19%), IRPEF tax (23%, 33%, 43% brackets), and regional/municipal surcharges from your gross salary. Add employment deductions. Divide annual net by pay periods (13 or 14 in Italy).

What are the Italian IRPEF tax brackets for 2026?

23% — up to €28,000.
33% — €28,001 to €50,000.
43% — above €50,000.
The no-tax area for employees is €8,500.

How much do INPS social contributions cost?

Employees pay 9.19% of gross salary (10.19% on income above ~55,448 EUR due to a 1% surcharge). The employer pays an additional 23-24% on top, increasing total employment cost by ~31%.

What are regional and municipal surcharges?

Additional taxes on taxable income. Regional: 1.23%-3.33% by region. Municipal: 0%-0.9% by city. Withheld monthly from payroll.

How many monthly payments do Italian workers receive?

13th month is mandatory. 14th depends on the collective agreement (CCNL). With 14 payments, each monthly check is slightly smaller but you receive 2 extra payments per year.

What is the trattamento integrativo (tax credit)?

A monthly credit of €100 (€1,200/year) paid directly in the payslip to employees earning up to €15,000. For income between €15,001 and €28,000, it applies only when deductions exceed gross tax. It is a net addition to salary, not a tax deduction.

How to evaluate a salary raise?

Don't just look at the gross difference: due to progressive IRPEF brackets, a €5,000 gross raise might only translate to €2,800 net. Use the "Compare Two Salaries" section above to see the marginal tax rate and how much of the raise actually lands in your paycheck.

Why do regional surcharges vary so much?

Each region sets its own rates within legal limits (1.23%-3.33%). Friuli V.G. (0.70% on low income) and Trento (exempt up to 30k) are the cheapest. Lazio and Campania charge up to 3.33% above €15,000. The difference can be hundreds of euros per year.

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