Calculate your take-home pay: 2026 federal tax brackets, FICA (Social Security + Medicare), and all 50 state taxes. Instant breakdown by pay period.
Your US take-home pay is calculated by subtracting three types of taxes from your gross annual salary:
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Currency Converter →Your gross salary is reduced by federal income tax (brackets from 10% to 37%), FICA taxes (Social Security 6.2% + Medicare 1.45%), and state income tax which varies by state. Some states like Texas and Florida have no state income tax.
9 states have no income tax: Alaska, Florida, Nevada, New Hampshire (dividends and interest only), South Dakota, Tennessee, Texas, Washington, and Wyoming. Living in these states means higher take-home pay.
FICA stands for Federal Insurance Contributions Act. It includes Social Security (6.2% on the first $184,500) and Medicare (1.45% on all income, plus 0.9% on income over $200,000). Combined, it's approximately 7.65% of your income.
Single if unmarried, Married Filing Jointly if married (most favorable brackets), Head of Household if you're an unmarried parent. Married Filing Jointly has the highest standard deduction ($32,200).
You can enter pre-tax contributions (like 401k) in the "Pre-tax deductions" field. These reduce your federal and state taxable income, but do not reduce FICA taxes.
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